Why You Need ALTA Land Title Surveys Tennessee Brokers Recommend

By Thomas White


It always surprises Brokers when potential real estate purchasers assume their boundary lines are clear and distinct. Many seem to think that, if the transaction closes, they have the exact acreage on the legal description with no encumbrances. It is often necessary for Brokers and real estate attorneys to explain to prospective purchasers that ALTA land title surveys Tennessee professionals certify can prevent unpleasant surprises down the road.

As a property owner you need to know exactly how much acreage you have and where the boundary lines are. This is one of the most common reasons to have a survey conducted. If you decide you want to erect fencing along your property lines, you have to know where they are. Without accurate information, you may accidentally encroach on your neighbor's property and have to pull expensive fencing out of the ground.

Property that was primarily agricultural often has old dirt roads and easements that can affect your ability to build just anywhere on the property. It is very common for utility easements to cross through a property. If the property behind yours is landlocked, there may be a recorded easement allowing access to that property by way of yours.

Building and planting close to boundary lines can lead to overhangs and other projections that are outside your property. Because of a peculiar property configuration, you and your neighbor might end up sharing a common driveway. Falling trees can be source of disputes between neighbors. If there are trees on property lines, you need to find out who owns them before a big storm uproots one of them. Ownership will determine who is responsible for any damage.

A surveyor should include outlines of any structures located on the property before he or she turns in the final product. Once you own the acreage, you will be responsible for compliance of all local regulations and ordinances. The survey will know whether or not you are going to have problems with the county.

All property is subject to zoning requirements, and a survey will let you know what the county considers its highest and best use. How the acreage is zoned may restrict what you can build on it and what you can use it for. It is possible to get an exception, but you will probably have to contact a lawyer who specializes in real estate law to help you.

Purchasers who are considering putting commercial buildings or multiple family dwellings on a piece of property need to know what curb cuts are allowed and whether or not entrances can accommodate emergency vehicles and commercial trucks.

A metes and bounds survey is your best protection if a dispute arises over property lines, easements, or encroachments. This is not where you want to economize when you are purchasing property.




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